Plumber Contractors
Finding The Right Insurance For Your Plumbing Business Is An Important Step In Protecting And Growing Your Business.
What Does A Plumbing Do?
Plumbers are essential to ensure clean water and proper drainage in buildings. A plumbing contractor installs and maintains safe water and gas systems, including pipes, tanks, ventilation, and equipment for residential, commercial, and industrial use.
Their work includes waste removal and connections, water heating systems (including solar), gas appliances and fireplaces, plus maintenance and replacement of safety devices, valves, and control equipment.
Having the right business insurance coverage is an important way to ensure your business continues to grow smoothly. Even though you operate your business in the safest way possible, accidents do happen. Plumbing insurance can provide financial protection for your business in the event someone is injured by your business or if your business damages property.
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Plumbers
Finding The Right Insurance For Your Plumbing Business Is An Important Step In Protecting And Growing Your Business.
What does a Plumber Do?
Plumbers are a critical part of our society. As a plumber, you need to bring clean water into our buildings and make sure our drains continue to function properly. A plumbing contractor provides the means for a safe, high-volume, temperature-appropriate water supply for its intended purpose and the proper disposal of facility liquid waste on all structures and fixtures. This classification includes, but is not limited to: Complete removal of waste from facilities or construction and connection of waste disposal systems on site.
Pipes, storage tanks and ventilation for a safe and adequate supply of gases and liquids for any purpose, including vacuum, compressed air and gases for medical, dental, commercial and industrial uses. All gas appliances, fireplaces and gas connections for all systems, including suspended space heating units. This does not include forced hot air units.
What Insurance Coverage Do I Need As A Plumber?
Having the right business insurance coverage is an important way to ensure your business continues to grow smoothly. Even though you operate your business in the safest way possible, accidents do happen. Plumbing insurance can provide financial protection for your business in the event someone is injured by your business or if your business damages property.
Common Coverages for Plumber Contractors:
Protect your business if you or one of your employees have caused injury or harm to another person while driving a commercial vehicle or while driving for business purposes. It also protects your company vehicles against damage or theft.
Your work truck crashes into another vehicle on the way to electrical work. The other driver is injured and sues your company.
Your company truck is stolen from the parking lot in front of your company.
It provides funds for medical expenses and lost wages if one of its employees is injured or dies while working. In almost all states, workers’ compensation insurance is required for businesses that have employees.
One of your employees receives an electric shock and injures his hands. Workers’ compensation insurance provides coverage for an employee’s medical bills, rehabilitation expenses, and a portion of his lost income while he is unable to work.
Protect your business if you physically harm another person or cause damage to someone else’s property. Many customers require electrical contractors to have commercial liability insurance to be purchased.
Property Damage: Accidentally dropping your tool belt and damaging your customer’s custom flooring
Bodily Injury: Customer Trips Over Left Power Cords and Sues His Company for Negligence
Products and Operations Completed: Due to faulty electrical work, one month after completing a job, a fire starts at the customer site. The client sues your company for damages caused by fire.
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Contractors Licensing
To become an Contractor, you must fulfill the licensing requirements set by your state’s licensing board. This involves several steps, such as passing an exam, providing proof of insurance and submitting a bond.
Customer Service
Whether you need assistance with product details, have questions about your order, or want to inquire about our policies, we’re ready to help.
Carrier Information for Claims
Click to download a list of claims contact numbers for our carriers. For a carrier not listed, please contact our Customer Service team.