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What is General Liability?
Every Company or Business is responsible for harm or injury to third parties. For example, if there is any construction work being done in your premises and one of your customers suffers an injury, the General Liability insurance will cover any medical bills. It will also cover a future legal claim as well as any damage caused to any property rented for your business. General Liability can be acquired by an employee or the employer.
Your General Liability insurance will cover:
Medical expenses
Bodily injury
Recovery costs
Partial salary coverage
Damage to the property rented to you
Advertising injury
Commercial General Liability insurance helps pay for medical expenses and legal costs if an incident at your business leads to a lawsuit.
How does General Liability Insurance work?
- While visiting your business, a customer trips on loose flooring and is injured.
- An employee in your painting or construction business accidentally leaves water running, causing substantial damage to a customer’s home.
- A class action lawsuit is filed against your business, alleging advertisements constituted misleading information.
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NOTICE: Some policies may take longer depending on current status and other special considerations.
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