We protect every effort you make
We're the best ally for all contractors!
We're the best ally for all contractors
We protect every effort you make.
Who Needs Contractors Insurance?
If your business is a one-man operation, or if you are a contractor with hundreds of employees, contractor insurance can protect your business from the unexpected and help you win over new clients. If your business meets any of the following criteria, purchasing contractor insurance is a good idea:
Your clients require liability insurance
You serve as a subcontractor to a general contractor
You hire employees
Has valuable assets to protect, such as heavy equipment or building materials
our business owns cars or work vehicles
You or your employees drive personal vehicles between your office and workplaces
Why is Contractors Insurance so important?
Liability Insurance: Many clients require contractors to have liability insurance. Having this coverage demonstrates professionalism, builds trust, and can help win more projects. Without it, contractors risk losing business, and clients could even end up being responsible for damages.
Workers’ Compensation: In many cases, the law requires businesses to carry workers’ compensation insurance. This type of coverage protects both employees and the business financially in case of workplace accidents, while also ensuring the company stays legally compliant.
Insurance By Trade
Why Your Business Can’t Afford to Skip Insurance
Risks: Without workers’ compensation, your business must cover medical costs, lost wages, government fines, and even face criminal charges in some states. More broadly, lacking insurance means one accident or lawsuit could threaten your entire business.
Benefits: Insurance protects your investment, covers medical and legal costs, and shields your business from property damage, liability claims, or disasters—helping ensure long-term stability.
Get your Quote
How can we help you?
Contractors Licensing
To become an Contractor, you must fulfill the licensing requirements set by your state’s licensing board. This involves several steps, such as passing an exam, providing proof of insurance and submitting a bond.
Customer Service
Whether you need assistance with product details, have questions about your order, or want to inquire about our policies, we’re ready to help.
Carrier Information for Claims
Click to download a list of claims contact numbers for our carriers. For a carrier not listed, please contact our Customer Service team.
We're the best ally for all contractors
We protect every effort you make.
Who Needs Contractors Insurance?
If your business is a one-man operation, or if you are a contractor with hundreds of employees, contractor insurance can protect your business from the unexpected and help you win over new clients. If your business meets any of the following criteria, purchasing contractor insurance is a good idea:
- Your clients require liability insurance
- You serve as a subcontractor to a general contractor
- You hire employees
- Has valuable assets to protect, such as heavy equipment or building materials
- Your business owns cars or work vehicles
- You or your employees drive personal vehicles between your office and workplaces
Liability Insurance:
Requirement: Many clients demand contractors have liability insurance.
Benefit: Shows professionalism, builds trust, and helps win clients.
Risk: Without it, contractors may lose business, and clients could be liable for damages.
Workers’ Compensation:
Requirement: Often required by law.
Benefit: Protects workers and the business financially in case of accidents while ensuring legal compliance.
Risks: Without workers’ compensation, your business must cover medical costs, lost wages, government fines, and even face criminal charges in some states. More broadly, lacking insurance means one accident or lawsuit could threaten your entire business.
Benefits: Insurance protects your investment, covers medical and legal costs, and shields your business from property damage, liability claims, or disasters—helping ensure long-term stability.
Get your Quote
How Can We
Help You?
Contractors Licensing
To become an Contractor, you must fulfill the licensing requirements set by your state’s licensing board. This involves several steps, such as passing an exam, providing proof of insurance and submitting a bond.
Customer Service
Whether you need assistance with product details, have questions about your order, or want to inquire about our policies, we’re ready to help.
Carrier Information for Claims
Click to download a list of claims contact numbers for our carriers. For a carrier not listed, please contact our Customer Service team.