Exceeding your policy limits?

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What is the difference between Excess & Umbrella?

Excess Liability Insurance, provides coverage that exceeds the limits of an underlying liability policy or policies.

On the other hand, Umbrella Insurance is a type of excess insurance and functions in almost the same way, with a few notable exceptions. Not only offers higher liability limits, but also broadens coverage for things that your underlying policy might not cover.

Excess & Umbrella will cover for you:

  • Full General Liability coverage
  • Full Employer’s Liability coverage
  • Bodily injury
  • Personal injury
  • Property damage
  • Landlord liability

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More than 10 years of experience in construction & insurance industry working with numerous carriers to help you find for the perfect  coverage in only minutes!

How Can We Assist You?

Get your Certificate in 2 hours

With KYC Insurance your certificate delivery is fast and easy!

NOTICE: Some policies may take longer depending on current status and other special considerations.

Carrier Information for Claims

Click to download a list of claims contact numbers for our carriers. For a carrier not listed, please contact our Customer Service team.